Investors
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Platinum Mortgage Securities organisation
Platinum Mortgage Securities
Platinum Mortgage Securities

Investors

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Wholesale Investors

The Fund is only open to investors who qualify as a Wholesale Investor as defined under the Corporations Act 2001. An investor will generally be regarded as a Wholesale Investor if:


  • A qualified accountant certifies that you have net assets of at least $2.5m or gross income for each of the last two financial years of at least $250k - the certificate must be current; or
  • Initial investment into the Fund is at least $500k; or
  • Satisfaction of the professional investor test – including AFSL licensees, non-superannuation body regulated by APRA, trustees of super funds with net assets greater than $10m or a person who controls at least $10m. 
 
Disclaimer

The information provided on this website should not be used as investment, tax or legal advice, and does not take into account your personal needs, financial circumstances or objectives. Before acting on this information, you should first consult with your financial adviser to consider the appropriateness of the information, having regard to your needs, financial circumstances and objectives. You should also read the Information Memorandum (‘IM’) and Sub-Fund IM to consider whether the product is right for you before making a decision to acquire or continue to hold the product.  Your investment is subject to investment risk, including possible repayment delays and loss of income and principal invested. Past performance is not indicative of future performance.

What Am I Investing In?

 

  • Commercial Loans
    • Investor funds are used to finance a loan to a commercial borrower
  • Property Secured
    • Each loan is secured by mortgage over real property
  • Registered Mortgage
    • Registered claim over the proceeds from the sale of a property
  • Short Term
    • Terms range from 3 - 24 months
  • Income Generating
    • Monthly interest income is derived from the interest paid by the borrower of the loan  
  • Independent Property Valuation
    • Typically, funds will be lent up to 60% of an independently valued property
  • Regulated
    • By ASIC 
  • Growing Asset Class
    • Tightened bank regulations have restricted credit growth

Current Investments

What are the Benefits of Mortgage Investments?

  • Preserve capital
  • Secured by property
  • High yielding returns ranging from 8% - 14% pa
  • Interest paid monthly
  • Short term investments of between 3 and 24 months
  • Create your own customised portfolio
  • Diversified from other asset classes
  • No entry or exit fees
  • Managed by lending professionals
  • Audited annually

How does the Fund work?

What is the Mortgage Investment Process?

How Do I Invest with Platinum?

Why would a Borrower Use Platinum's Non-Bank Funding?

 

  • Short term
  • Require funds quickly
  • Complex situation
  • Declined by bank
  • Repeat borrower
  • Fast credit decisions
  • Hassle free
  • Credit history
  • Construction funding
  • Property development
  • Self employment
  • Small business